Federal
Law of July 28, 2012 N130-FZ "On Amendments to Certain Legislative Acts
of the Russian Federation"Purchasing
policy of compulsory insurance will now be easier for motorists. For many car owners inspection procedure
will cease to be "extra" service.
Today, "Russian newspaper" publishes papers that make life easier for owners of four-wheeled transport. This is an amendment to the law on inspection and the law on compulsory motor TPL insurance.
Inspection, which is a result of the reform was supposed to be painless for motorists, even more confused sphere of relations between the drivers, traffic police and insurers. The amendments should make the relationship easier. Car owners no longer have to wrestle with what to do to the car and put on record, and once again did not pass inspection.
Perhaps the most important and the most important thing that changes in the requirements for technical inspection - canceled coupon validity period, which was limited to six months. That is what caused the outrage of the majority of car owners.
Recall that now, while amendments to the law not in force, liability insurance policy tool can be purchased only by presenting a coupon pass MOT. But you do not sell avtograzhdanki, if before the expiration of the voucher is less than six months. It turned out that some car owners who have expired insurance policy, had to pass inspection in advance to buy insurance.
Much worse was the situation for those who just bought a car with it. They have not extended the opportunity for one visit and the traffic police to remove the car from the register, and put on him. Signing the contract of sale, the new owner to put the car on the account, must insure its liability to third parties. Simply put, buy liability insurance policy tool. However, in order to buy it, it was required to pass inspection or have a valid MOT pass. And if the coupon is left for five months do? Insurers will not sell a policy. For such cases, the law has been provided for ten days, when the car owner after the property could drive without insurance. But, on the other hand, the driver was an eternal cause for headaches of other motorists. If such an uninsured driver crash into their cars, to obtain compensation for the repair will be possible only by the court. No insurance company in this case does not compensate for the damage. There was another way to get around this inconvenience (we wrote about him in previous issues) when making purchase and sale entered in the insurance policy buyer.
But all this is no longer needed: a six-month limitation of actions pass inspection was canceled. Since the entry into force of the liability insurance policy tool will be available even in the last day of the pass MOT.
However, the coupon that too is no more. Amendments to the legislation abolish this type of document. He will replace diagnostic chart. That is on the point of inspection car owner will not pass on your hands with a huge number of degrees of protection, and diagnostic chart, which indicates that the tested and what the outcome. This will be the instrument for the insurer, under which he will sell you a policy.
With such a simple course of solving the problem, which is acute at the beginning of the year, - deficit stamp MOT. They do not have time to ship in the right quantity in some regions, as a result people could not get a ticket, buy a policy, and CTP, respectively, to sit behind the wheel. As an exception in these regions, the insurers took the diagnostic card. Now the diagnostic chart becomes the main document.
By the way, the diagnostic card is valid until the date on which it is indicated, regardless of whether the owner of the car has changed or not.
When selling cars it can be transferred to the buyer, and too much then he should not pass pridetsya.Eto reduce the cost and procedure for inspection. But it is not yet known how the operators behave. Quite a large number of previously purchased tickets MOT not yet implemented - and the money spent on their purchase.
The third innovation - dealer services have made it possible to carry out the procedure for inspection. You bought a car, go through a regular maintenance service at the dealership. It is logical that the problem has been solved confirmed the one who constantly serves. Until now, dealers was not possible. The fact is that they tend to specialize in serving the same brand of machines. Accreditation for the inspection did not provide for such exceptions. Alternatively, an operator serving all, or none. Of course, the dealership services feature all kinds of diagnostic equipment, which is an order of magnitude more accurate and better than the universal, but it is only for a certain brand of cars. And by law the operator had to provide the service at the technical inspection to any interested person, no matter what his machine and the client likes or not.
Now the exception is made. But there are nuances. First, not all services that serve the same brand cars, will be accredited as operators of inspection, but only the dealer. They are obliged to submit to the Russian Union of Insurers in the package of documents an agreement with the manufacturer or importer of vehicles of any brand. Services for which there is no such agreement can not be the operators of inspection.
Second, if all dealership services they want to participate in this program? Technical inspection of vehicles of a large growth in cash flow will not, add a headache. Most likely, the only major accredited dealer services for reasons of prestige and competition: and we, say, spend more and inspection.
You should also bear in mind that the dealer services will be eligible to choose their customers. It is hardly possible for them to come and go from THAT. To provide this service, they will most likely only for regular customers who buy a car from the moment they are served. Maybe make an exception for those who want to have them serviced in the future.
Today, "Russian newspaper" publishes papers that make life easier for owners of four-wheeled transport. This is an amendment to the law on inspection and the law on compulsory motor TPL insurance.
Inspection, which is a result of the reform was supposed to be painless for motorists, even more confused sphere of relations between the drivers, traffic police and insurers. The amendments should make the relationship easier. Car owners no longer have to wrestle with what to do to the car and put on record, and once again did not pass inspection.
Perhaps the most important and the most important thing that changes in the requirements for technical inspection - canceled coupon validity period, which was limited to six months. That is what caused the outrage of the majority of car owners.
Recall that now, while amendments to the law not in force, liability insurance policy tool can be purchased only by presenting a coupon pass MOT. But you do not sell avtograzhdanki, if before the expiration of the voucher is less than six months. It turned out that some car owners who have expired insurance policy, had to pass inspection in advance to buy insurance.
Much worse was the situation for those who just bought a car with it. They have not extended the opportunity for one visit and the traffic police to remove the car from the register, and put on him. Signing the contract of sale, the new owner to put the car on the account, must insure its liability to third parties. Simply put, buy liability insurance policy tool. However, in order to buy it, it was required to pass inspection or have a valid MOT pass. And if the coupon is left for five months do? Insurers will not sell a policy. For such cases, the law has been provided for ten days, when the car owner after the property could drive without insurance. But, on the other hand, the driver was an eternal cause for headaches of other motorists. If such an uninsured driver crash into their cars, to obtain compensation for the repair will be possible only by the court. No insurance company in this case does not compensate for the damage. There was another way to get around this inconvenience (we wrote about him in previous issues) when making purchase and sale entered in the insurance policy buyer.
But all this is no longer needed: a six-month limitation of actions pass inspection was canceled. Since the entry into force of the liability insurance policy tool will be available even in the last day of the pass MOT.
However, the coupon that too is no more. Amendments to the legislation abolish this type of document. He will replace diagnostic chart. That is on the point of inspection car owner will not pass on your hands with a huge number of degrees of protection, and diagnostic chart, which indicates that the tested and what the outcome. This will be the instrument for the insurer, under which he will sell you a policy.
With such a simple course of solving the problem, which is acute at the beginning of the year, - deficit stamp MOT. They do not have time to ship in the right quantity in some regions, as a result people could not get a ticket, buy a policy, and CTP, respectively, to sit behind the wheel. As an exception in these regions, the insurers took the diagnostic card. Now the diagnostic chart becomes the main document.
By the way, the diagnostic card is valid until the date on which it is indicated, regardless of whether the owner of the car has changed or not.
When selling cars it can be transferred to the buyer, and too much then he should not pass pridetsya.Eto reduce the cost and procedure for inspection. But it is not yet known how the operators behave. Quite a large number of previously purchased tickets MOT not yet implemented - and the money spent on their purchase.
The third innovation - dealer services have made it possible to carry out the procedure for inspection. You bought a car, go through a regular maintenance service at the dealership. It is logical that the problem has been solved confirmed the one who constantly serves. Until now, dealers was not possible. The fact is that they tend to specialize in serving the same brand of machines. Accreditation for the inspection did not provide for such exceptions. Alternatively, an operator serving all, or none. Of course, the dealership services feature all kinds of diagnostic equipment, which is an order of magnitude more accurate and better than the universal, but it is only for a certain brand of cars. And by law the operator had to provide the service at the technical inspection to any interested person, no matter what his machine and the client likes or not.
Now the exception is made. But there are nuances. First, not all services that serve the same brand cars, will be accredited as operators of inspection, but only the dealer. They are obliged to submit to the Russian Union of Insurers in the package of documents an agreement with the manufacturer or importer of vehicles of any brand. Services for which there is no such agreement can not be the operators of inspection.
Second, if all dealership services they want to participate in this program? Technical inspection of vehicles of a large growth in cash flow will not, add a headache. Most likely, the only major accredited dealer services for reasons of prestige and competition: and we, say, spend more and inspection.
You should also bear in mind that the dealer services will be eligible to choose their customers. It is hardly possible for them to come and go from THAT. To provide this service, they will most likely only for regular customers who buy a car from the moment they are served. Maybe make an exception for those who want to have them serviced in the future.
No comments:
Post a Comment